Angélique Châtelier Pro

07/23/2026

Permanent life insurance is so much more than a simple legacy: it’s a gift of love and presence. At the end of life, our children and grandchildren want to be by our side. While most employers will allow them to reduce their hours, it is often 🌸WITHOUT $$$ 🌸.
Enabling our loved ones to be present FOR US without suffering financial consequences changes everything. A death benefit, even a modest $100,000, is usually paid out within two weeks when the paperwork is well prepared. That is what gives them the freedom to simply be there when it matters most.(...) 16% estimate that their entire paycheck will go toward essential expenses or won't even be enough to meet their basic needs."

Leur paie est dépensée avant d’être versée.

05/03/2026

Red plate or white plate?
https://www.instagram.com/reel/DXew1JzDk4M/?igsh=M21vand6b2h5eGls
# family

04/19/2026

You have a will but do you have a MEMORANDUM? (...) a memorandum enables your Will to focus on the larger assets and enables your Executor to have a clear understanding of how you would like some of the smaller articles with sentimental value to be distributed
Traduction libre: (... « Le fait de disposer d'un mémorandum permet à votre testament de se concentrer sur les actifs les plus importants, tout en offrant à votre exécuteur testamentaire une compréhension claire de la manière dont vous souhaitez que soient répartis certains articles de moindre valeur, mais ayant une importance sentimentale. »

Using a memorandum to distribute personal and household effects

04/17/2026

L'art de l'héritage : Votre testament est-il prêt ?
Rédiger son testament, c'est bien plus qu'une simple formalité administrative ; c'est l'ultime geste de bienveillance envers ceux que l'on aime. C'est s'assurer que vos volontés traversent le temps avec clarté et sérénité. Et vous, avez-vous déjà pris soin de dessiner les contours de votre legs ?

Un réflexe bien intentionné… aux conséquences parfois imprévues.

02/20/2026

Nicely explained!
https://www.instagram.com/reel/DUtaS6mEaPe/?igsh=bm44YmlxY3VrZm5v

02/19/2026

Transmettre une propriété à ses enfants est un geste chargé d’émotions et d’enjeux financiers. Nombreux sont ceux qui croient qu’il est possible de donner un immeuble à ses enfants sans qu’aucun impôt ne soit exigé. Pourtant, la réalité fiscale au Canada est tout autre.

Une démarche chargée d’émotions et d’enjeux financiers.

01/20/2026

Loving the restrictions on children for Red Bull and similar drinks

From January 2026, new regulations will come into force that will affect the daily lives of Norway's residents. The government has presented a full list of laws and amendments that will apply after the New Year. The changes cover public health, the labor market, and maritime transport.

From January 2026, new regulations will come into force that will affect the daily lives of Norway's residents. The government has presented a full list of laws and amendments that will apply after the New Year. The changes cover public health, the labor market, and maritime transport.

11/20/2025

To all my medical students and doctors out there, if your insurance company offered you, your annual increase for your disability coverage, 🌸🌸TAKE THE MAXIMUM YOU CAN GET IT 🌸🌸( F.I.O = future income option) . There are never any medical questions but ALWAYS JUSTIFICATION OF REVENUE.

💩💩With la Loi 2 💩💩, your income will be impacted. Which means the insurance company is entitled you refuse your increase if you cannot show a higher income. Reach out if you need help: [email protected]

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11/02/2025

Je suis contente d'avoir participé à la manifestation en appui aux médecins devant l'Universite de McGill à Montréal contre la loi 2, adoptée sous bâillon. À noter, le seul médecin du gouvernement Legault, Lionel Carmant, a démissionné de son poste.

10/30/2025

‘Call 1-800-DOUG-FORD’: Ontario premier rolling out red carpet for fed-up Quebec doctors" More than 100 Quebec doctors have already applied to work in other provinces in recent days. (CTV News)