Pano nga b makalaya s utang

31/03/2022

Bakit ka ba natatakot sa Market ngayon? at Bakit ka nga ba Nagiipon?
Marami ngayon ang nangangamba sa Investments nila dahil sa patuloy na pagbaba ng market.
Ang tanong noong nagsimula ka magipon, para sa mga longterm goals mo diba?

👩🏻‍🎓 College Education?
Pre-School pa lang anak mo di ba?
👩🏼‍⚕️ Longterm Healthcare?
Malakas ka pa at may healthcare ka pa sa kumpanya, Papahospital ka na ba?
👩🏼‍🦳👨🏽‍🦳Retirement?
Ang bata mo pa at kakasimula mo pa lang nga sa trabaho, Magreretire ka na ba?

Ang tanong, eh bakit natatakot at napapraning ka? Kailangan mo na ba ang pera?
Invest Long-Term and Stick to your Goals because money takes time to grow and take advantage of this down market to buy cheaper stocks shares.
And that’s IMG Mindset is all about, Helping Families to achieve each and everyone’s Goal.
Do you want to be part of IMG?

To attend our Membership Orientation with Financial Literacy Seminar

Stay safe and healthy every1 God bless us all..

24/03/2022

24/03/2022

1 MILLION Retirement Fund???

May tatlong options ka na pwedeng gawin...

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT
Para ma-hit mo ang 1,000,000 pesos retirement fund after 20 years. Eto ang computation:
20 years × 12 months = 240 months
So how much money do we need to save to hit that 1 million retirement fund?
1,000,000 pesos ÷ 240 months = 4,166.67 pesos
Ibig sabihin nito ay kailangan mag-save ng 4,166.67 pesos per month para ma-hit natin ang 1 Million sa loob ng 20 years. Kaya ba? mukhang mahirap bukod sa matagal ay mabigat ang 4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS
Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay 1,000 per month, ang lalabas na result ay 978,031.12.
That's almost 1 Million Retirement Fund. Ang question kaya ba mag-save nag 1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVING PLAN
Eh MAm Ai,di ba ang Kaiser ay Long-term Healthcare? YES! Tama ka jan...pero hindi lang Healthcare ang meron si Kaiser, meron yang Life Insurance at Investment Component. Yung Investment component niya ay precomputed.
Just by saving/investing of 5,882 per month sa loob ng 7 years, magkakaron ka ng 1,166,168 pesos na retirement fund pagdating ng 20th year (maturity).

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anong pipiliin mo para ma-achieve ang 1 Million Retirement Fund?
1. Saving 4,166.67 pesos per month for 20 years
2. Investing 1,000 pesos per month for 20 years
3. Investing 5,882 pesos per month for 7 years