Kaiser Healthcare, Protection and Investment

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Kaiser Healthcare, Protection and Investment Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kaiser Healthcare, Protection and Investment, Health & Wellness Website, 2nd Floor Jy Square Mall, Salinas Drive Lahug, Cebu City.

For Quotation:
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Contact #/WhatsApp : +63 956-993-0370

CEO EDIE & BENNICE LAMOSTE
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Pay yourself first by securing your families future

Kapag nawalan ka ng trabaho o nagkaroon ka ng emergency. Doon mo lang ma-appreciate ang salitang IPON!๐Ÿ˜‘nasa Pilipinas or...
24/09/2026

Kapag nawalan ka ng trabaho o nagkaroon ka ng emergency. Doon mo lang ma-appreciate ang salitang IPON!๐Ÿ˜‘nasa Pilipinas or ibang Bansa kaman ngayon Lalo na sa mga OFW malayo sa pamilya para magtrabaho para sa pamilya, Kaya dapat prepare tayo lagi. Start mag ipon ng emergency fund.

Paano kung wala ka nang trabaho bukas? PAANO NA??

Ang tanong na dapat ina apply mo sa iyong sarili dahil hindi habang panahon kung ano man ang trabaho natin ngayon ay pang habambuhay na.... What if.. Umabot ka na sa edad na 60 years old. Palagay po ba natin gusto pa tayo ng kompanya.. Syempre mag hire sila ng mas bata at mas flexible at multi tasking...
Minsan naisip mo ba na kung wala ka ng trabaho bukas at hindi ka nakapag tabi para sa iyong sarili di ba mas nakaka takot wala kang tinatawag na peace of mind dahil iniisip mo kung saan ka kukuha ng panganga ilangan mo araw araw... Lalong lalo na sa usaping pangka lusugan...(healthcare) di ba ang hirap๐Ÿ˜…๐Ÿ˜… sa panahon ngayon masakit talaga unawain ang katotohanan lalo na kapag hindi mo pinag hahandaan ang bukas lalo na kapag nasa yugto ka ng malakas na pangangatawan..

ganito lang yan pwede mo pag pilian..
๐Ÿ™‹โ€โ™€ enjoy now suffer later or suffer now enjoy later

Kasi kahit gaano pa kalaki o kaliit ang sahod mo kapag hindi mo ito na manage ng tama hindi ka magiging financial freedom๐Ÿ˜Š

International Marketing Group - IMG
can help you unlimited learnings how to save and how to grow ur money in a proper way..โœจ๏ธ๐Ÿ’ฏ message me So that I can Guide

Kapag 60+ ka na at nagkasakit, malaking tulong na may Philhealth and Senior discount ka. Mas laking tulong pa kung mayro...
21/09/2026

Kapag 60+ ka na at nagkasakit, malaking tulong na may Philhealth and Senior discount ka. Mas laking tulong pa kung mayroon pang HMO.

Pero may HMO ba na covered pa din ang senior citizen?
Yes, kung may Kaiser Long Term Care (LTC) ka before ka po nag 60 years Old (kasi 10-60 yrs old lang pwede kumuha)

Bakit mo kailangan ng long term healthcare?

โœ…Madalas ang mga sakit lumalabas yan pag tumanda na.
โœ…Yung HMO mo sa company, hindi mo yan madadala pag nag retire ka na.
โœ…Wala ng masyadong healthcare or insurance na tumatanggap sa mga seniors. Kung mayroon man, ang mahal at ang daming exclusions.
โœ…Yung Kaiser LTC mo, kung hindi mo yan nagagamit kasi healthy ka, lumalago yan at may maturity.
Plus covered ka pa ng life insurance.
Talagang ipon na walang tapon!

Grateful for Financial education that we were able to get this program. Seven years lang magsave, at pwede magamit panghabambuhay.

Ikaw, may Kaiser Long Term Care ka na ba?

Click Just message me here : m.me/FinancialCoachBennice
for more details so that i can Guide you ๐Ÿ˜Š

๐Ÿ™„ Young people don't know the value of healthcare.๐Ÿ˜ฑ Middle-age people complain about "expensive" healthcare premiums.๐Ÿ˜ญ O...
19/09/2026

๐Ÿ™„ Young people don't know the value of healthcare.

๐Ÿ˜ฑ Middle-age people complain about "expensive" healthcare premiums.

๐Ÿ˜ญ Old people cry because they are no longer eligible for healthcare.

๐Ÿ‘‰ Healthcare is a privilege, not a right. Get it while you're young!

To know more about Long term Healthcare , click & Message me here m.me/FinancialCoachBennice so that I can guide you




#

Why do you need to start with Kaiser Longterm Care while you're still young and earning?1๏ธโƒฃ You can't take your short-te...
17/09/2026

Why do you need to start with Kaiser Longterm Care while you're still young and earning?

1๏ธโƒฃ You can't take your short-term HMO with you forever.
When you retire or resign, your company HMO benefit may also be lost.

2๏ธโƒฃ Short-term HMO = present healthcare needs.
Usually renewable yearly, and premiums may increase due to age and utilization. What is affordable today may become more expensive in the future.

3๏ธโƒฃ Our financial capacity is not the same forever.
As we age, our priorities and responsibilities change. It's easier to prepare while we have stable income than to wait until we need it.

4๏ธโƒฃ We need healthcare more as we age.
Many health conditions become more common with age. So while we're healthy, it's good to have a plan for future healthcare needs.

๐Ÿ’ก The goal is not just to have healthcare todayโ€”itโ€™s to prepare for the healthcare we may need tomorrow.

Start preparing while youโ€™re still young, healthy, and financially capable. โค๏ธ

Message me So that I can guide you
m.me/FinancialCoachBennice

โ€œPaano kung may emergencyโ€”handa ka ba talaga?โ€ ๐Ÿ˜Ÿ๐Ÿ’ญ Hindi natin hawak ang takbo ng buhay, pero hindi kailangang ipagpaliba...
17/09/2026

โ€œPaano kung may emergencyโ€”handa ka ba talaga?โ€ ๐Ÿ˜Ÿ๐Ÿ’ญ Hindi natin hawak ang takbo ng buhay, pero hindi kailangang ipagpaliban ang iyong kalusugan, kinabukasan ng pamilya, at katatagang pinansyal.
Gamit ang Kaiserโ€™s 3-in-1 Savings Plan, masisiguro mo ang:
โœ… Healthcare โ€“ Makuha ang tulong-medikal na kailangan mo, sa oras na kailangan mo ito
โœ… Life Insurance โ€“ Maprotektahan ang iyong mga mahal sa buhay mula sa mga pasaning pinansyal
โœ… Investment โ€“ โ€‹โ€‹Makabuo ng pangmatagalang seguridad sa pananalapi para sa mas maliwanag na kinabukasan
Karapat-dapat ang ating pamilya sa kapanatagan ng loob at kalayaang pinansyal. Huwag nang maghintay na mahuli ang lahatโ€”simulan nang tiyakin ang iyong kinabukasan ngayon! ๐Ÿ’™
๐Ÿ“ฉ To know more the details -message me
m.me/FinancialCoachBennice message kalang ngayon at siguraduhin nating handa ka at ang iyong mga mahal sa buhay sa anumang mangyari!โ€” See less

โ€œWe are healthy today, but we cannot guarantee that we will always be healthy.Reality ng buhay Bilang breadwinner, ikaw ...
04/09/2026

โ€œWe are healthy today, but we cannot guarantee that we will always be healthy.

Reality ng buhay Bilang breadwinner, ikaw ang sandigan ng pamilya โ€”
sa tuition, bills, pagkain, at emergency.
Pero paano kung ikaw ang magkasakit?
Hindi sapat ang ipon. Hindi rin habang buhay may sweldo.

Kaya habang malakas ka pa, protect yourself with Kaiser 3-in-1 Long-Term Healthcare:
๐Ÿฉบ Healthcare
๐Ÿ›ก๏ธ Life Insurance
๐Ÿ“ˆ Investment
Para sa huli, hindi ikaw ang pabigat โ€” kundi ikaw pa rin ang protektor.

โ€œ When we retire, our income may decrease or even stop, while medical expenses can continue to increase. That is why healthcare preparation should start while we are still young, healthy, and earning.

โ€œIf you retire tomorrow and suddenly need โ‚ฑ500,000 or โ‚ฑ1 million for hospitalization,
Where will you get the moneyโ€”
your retirement fund, your children, or a Healthcare fund you prepared years ago?โ€

Kaiserโ€™s Long-term healthcare plan is designed to help prepare for healthcare needs beyond the working years, so we do not have to depend entirely on our children or use our retirement savings when a major health crisis comes.

โ€œYour future health deserves a Financial Plan.โ€

For FREE Quotation and To know more this Long term HEALTHCARE You may contact me here m.me/FinancialCoachBennice so that i can guide you

โ€œ๐—Ÿ๐—ฒ๐—ด๐—ถ๐˜ ๐—ฏ๐—ฎ ๐˜๐—ฎ๐—น๐—ฎ๐—ด๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ž๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ?โ€Tama lang magtanongโ€”pinaghirapan natin ang pera natin. Kaya mag-check tayo sa official reco...
23/08/2026

โ€œ๐—Ÿ๐—ฒ๐—ด๐—ถ๐˜ ๐—ฏ๐—ฎ ๐˜๐—ฎ๐—น๐—ฎ๐—ด๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ž๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ?โ€

Tama lang magtanongโ€”pinaghirapan natin ang pera natin. Kaya mag-check tayo sa official records.

โœ… SEC-registered since 2004
โœ… Licensed HMO under the Insurance Commission
โœ… No. 15 sa latest available HMO list
โœ… License No. ๐—›๐— ๐—ข-๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ-๐Ÿญ๐Ÿฎ-๐—ฅ

Kaiser has also served or partnered with government institutions such as:

๐Ÿ› Senate of the Philippines
๐Ÿ› House of Representatives
๐Ÿ› COMELEC
๐Ÿ› Department of Justice
๐Ÿ› PDEA
๐Ÿ› Court of Appeals
๐Ÿ› Supreme Court and the Judiciary
๐Ÿ› DENR
๐Ÿ› TESDA
๐Ÿ› Public Attorneyโ€™s Office
๐Ÿ› LGUs and state universities

May ๐—ฆ๐—ต๐—ผ๐—ฟ๐˜-๐—ง๐—ฒ๐—ฟ๐—บ ๐—›๐— ๐—ข at ๐—Ÿ๐—ผ๐—ป๐—ด-๐—ง๐—ฒ๐—ฟ๐—บ ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ang Kaiser.

๐˜š๐˜ฐ๐˜ถ๐˜ณ๐˜ค๐˜ฆ: ๐˜๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜Š๐˜ฐ๐˜ฎ๐˜ฎ๐˜ช๐˜ด๐˜ด๐˜ช๐˜ฐ๐˜ฏ, ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ด๐˜ต ๐˜ข๐˜ท๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ ๐˜๐˜”๐˜– ๐˜ญ๐˜ช๐˜ด๐˜ต ๐˜ข๐˜ด ๐˜ฐ๐˜ง ๐˜”๐˜ข๐˜บ ๐Ÿน๐Ÿท, ๐Ÿธ๐Ÿถ๐Ÿธ๐Ÿผ.

Donโ€™t rely on hearsay. ๐— ๐—ฒ๐˜€๐˜€๐—ฎ๐—ด๐—ฒ ๐—บ๐—ฒ Now so that I can guide you and letโ€™s review the Kaiser plans and benefits together. ๐Ÿ“ฉ

Healthcare is something every Filipino will face sooner or later. Here are some of the common ways people prepare for me...
20/07/2026

Healthcare is something every Filipino will face sooner or later. Here are some of the common ways people prepare for medical expenses:

1๏ธโƒฃ No healthcare coverage.
Some Filipinos, especially those in the informal sector, have limited access to financial protection for healthcare. When illness strikes, many rely on loans, fundraising, or help from relatives and friends.

2๏ธโƒฃ PhilHealth.
PhilHealth provides important support, particularly for hospitalization, but members may still have significant out-of-pocket expenses depending on their illness, treatment, and hospital. Healthcare costs also include consultations, laboratory tests, medicines, and follow-up care.

3๏ธโƒฃ Family support.
Many families help each other during medical emergencies. While this can be a blessing, not every family has the financial capacity to shoulder large healthcare expenses.

4๏ธโƒฃ Employer benefits.
Some companies offer excellent HMO or medical benefits. However, these benefits are generally tied to your employment and may end when you leave the company.

5๏ธโƒฃ Prepaid health cards and cooperative health plans.
These can be affordable options for specific healthcare needs or short-term coverage. It's important to understand their coverage limits, exclusions, and renewal terms before purchasing.

6๏ธโƒฃ Long-term financial planning for healthcare.
Some people choose long-term health insurance or health-related financial products that combine healthcare benefits with other features, such as life insurance or investment components. These products vary by provider, so it's important to read the policy carefully, understand the costs, benefits, exclusions, and risks, and determine whether they fit your financial goals.

If you're considering the Kaiser Long-Term Healthcare Program, take time to understand how it works, including its eligibility requirements, healthcare benefits, life insurance coverage, investment features, fees, and limitations. Compare it with other healthcare and insurance options before making a decision.

The best healthcare plan is one that fits your needs, budget, and long-term financial situation.

This version avoids implying that:

everyone without PhilHealth has no healthcare access;
PhilHealth is "kulang" in every case;
prepaid health cards always lose your money if unused;

Kaiser guarantees you'll "get a bonus for being healthy" or that your money will simply "grow." Those outcomes depend on the specific contract, policy terms, and product performance.

Take it time to read for The Most important Financial Product you need to have today is HEALTHCARE.We all know that...๐Ÿ‘‰ ...
21/02/2026

Take it time to read for The Most important Financial Product you need to have today is HEALTHCARE.

We all know that...
๐Ÿ‘‰ PhilHealth is not enough.
๐Ÿ‘‰ Short-term healthcare is not enough.

We all know that...
๐Ÿ‘‰ VUL is not a healthcare plan.
๐Ÿ‘‰ Hospital Income is not a healthcare plan.
๐Ÿ‘‰ Critical Illness is not a healthcare plan.

We all know that...
๐Ÿ‘‰ Asking for help on Facebook is not enough.
๐Ÿ‘‰ Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care:
A 3-in-1 Savings Program that has healthcare, Life Insurance and Investment.

You only need to save for 7 years and you're lifetime covered with healthcare.

โœ… If you think healthcare is expensive, try getting sick without it.
โœ… Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. โค๏ธ๐Ÿ‘Œ๐Ÿ‡ต๐Ÿ‡ญ

for Quotation

Ask me how๐Ÿ˜Š๐Ÿค—๐Ÿ™‹โ€โ™€๏ธ so that I can guide you

How do Filipinos deal with healthcare? 1) Wala.  Some do not even have Philhealth because they are informal workers. So ...
16/01/2026

How do Filipinos deal with healthcare?

1) Wala. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) Philhealth. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) Family. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Bisan usaon nato og kanta nga family is love... kung problema na gali sa kwarta ang istoryahan, naa gyu'y masuko, naa gyu'y ma-hurt.

4) Company. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) Prepaid health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) Long-term healthcare. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program. This is a good investment.

Message Jow for Quotation

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2nd Floor Jy Square Mall, Salinas Drive Lahug
Cebu City
6000

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