Lindstrand Insurance Agency, Inc.

09/07/2026

I keep getting asked, “Does this Part D news mean my Medicare Advantage plan is going away?”

Short answer: No. 👏

Standalone Part D plans and Medicare Advantage plans are different. The recent subsidy change applies to standalone Part D plans—it does not mean Medicare Advantage plans are disappearing.

That said, Medicare Advantage plans can change from year to year, so it’s still important to review your Annual Notice of Change each fall.

Not sure whether you have a standalone Part D plan or Medicare Advantage? Comment below and I’ll help you figure it out. 👇

09/03/2026

A few extra dollars on your Part D premium may not be the biggest thing to worry about. Your drug list could be.

Your plan’s formulary is the list of medications it covers, and that list can change every year. A medication you’ve taken for years could be moved to a higher tier, require prior approval, or even no longer be covered.

That’s why your Annual Notice of Change, which arrives in the fall, is so important. Check your medications—not just your premium—to see what’s changing for the new year.

If you want my simple checklist for reviewing your Annual Notice of Change, comment “PART D” and I’ll send it to you.

Has a medication ever changed coverage without you knowing? Tell me about it below. 👇

09/01/2026

08/31/2026

The headlines about Medicare Part D are making this sound much scarier than it really is.

I put together a free one-page explanation in plain English. Comment “PART D” and I’ll send it to you.

But first, here are the 3 biggest myths I’m hearing:

Myth #1: “My Medicare drug coverage is going away.”
❌ Nope. A temporary subsidy for insurance companies is ending. Part D plans and Medicare Advantage drug coverage are still here.

Myth #2: “There’s no longer a cap on my drug costs.”
❌ Not true. The $2,400 annual out-of-pocket cap for covered drugs is separate and remains in place.

Myth #3: “Everyone’s premiums are going way up.”
❌ Not necessarily. Changes will depend on the plan, and we won’t know the actual 2027 premiums until September. Some plans could even be lower.

Bottom line: Don’t let a scary headline make you panic or make a change before you know the facts.

Which headline had you worried? 👀

08/30/2026

This is terrible. Do better, people! 😢

08/24/2026

I’ve had three people reach out to me this week worried that their Medicare drug coverage is being taken away. It’s not.

I don’t blame them for being confused. Some of the headlines make it sound much scarier than it actually is.

The important thing to understand is that a temporary subsidy for insurance companies is ending. That is very different from your Medicare Part D coverage being taken away.

Your protections are still in place, including the $2,400 annual out-of-pocket cap for covered drugs. Nothing about your coverage suddenly changed because of a headline.

Have you seen the headlines? 👀 Send me an email at [email protected] if you want me to explain what this actually means for your Part D plan in plain English.

08/17/2026

Seeing scary headlines about Medicare Part D? Take a breath before you worry.

If you came across the recent headlines about Medicare drug plans and immediately started worrying about what this could mean for your wallet, you're not alone. Prescription costs are already a concern for many people, and the last thing anyone wants is another unexpected increase.

But there’s an important distinction that the headlines don’t always make clear.

What’s changing is a temporary government program that has helped keep Part D premiums lower over the past two years. That program is coming to an end. That does not mean your Medicare coverage is disappearing, and it does not mean Medicare as a whole is being changed.

There are also important protections that remain in place, including the $2,400 annual out-of-pocket limit for covered Part D drugs, limits on how quickly the base premium can increase, and your existing coverage if you have a Medicare Advantage plan.

And here’s another important point: we won’t have the actual 2027 plan premiums and costs until September.

So if you’ve seen a headline that made you think your Medicare costs are suddenly going to skyrocket, don’t make any decisions based on the headline alone.

If you have questions about what these changes could mean for your specific Medicare coverage, email me at [email protected]. I’m happy to help you understand what’s really happening and what you should be watching for when the 2027 plans are released.

08/11/2026

Do you know your Medicare Supplement options? In California, you can change every year at your birthday if you desire. Reach out and let's see if I can help you save money!

08/10/2026

I am here to help with your , individual and family and other ancillary products, such as , and more.

02/02/2026

Such an awesome award! Thank you so much to everyone who voted.