06/15/2026
💳🩺 Your Doctor Doesn’t Set Your Copay
Getting a copay bill can be frustrating—but many patients are surprised to learn that doctors usually do not decide how much your copay is.
💡 Copays, deductibles, and coinsurance are determined by your insurance plan, not your healthcare provider.
In many cases, clinics and doctors are contractually required by insurance companies to collect these fees.
⚠️ This means your doctor’s office often has little to no control over:
• Copay amounts
• Deductibles
• Coverage decisions
• Prior authorizations
🧠 Healthcare providers focus on delivering care, while insurance companies determine many of the financial rules behind coverage.
✨ Understanding how your insurance works can help avoid surprises and make it easier to navigate your healthcare costs.
💙 We know medical bills can be stressful, and our team is always happy to help explain your benefits as best we can.
📍 San Fernando – (818) 697-8585
🏥 Running Springs – (909) 660-8584
💻 Porter Ranch Online – (818) 729-2955
🌐 primarycareandurgentcare.com
📞 Have questions about your coverage or benefits? Our team is here to help.