22/10/2026
Your extras limits are quietly disappearing…
Quick question before the year ends:
Have you actually used your Bupa / Medibank / other private health extras this year?
A lot of people don’t realise that many funds reset their chiro, physio and massage benefits on 1 January.
Whatever you don’t use before might be gone. No rollover. Just… zero.
That means the money you’ve already paid for could literally disappear overnight.
Not every fund resets on 1 Jan though — some follow the financial year (1 July), and a few allow limited rollover.
Best move? Open your health fund app right now and check:
• How much extras you have left
• When it actually resets
If your limits are running out soon and your shoulders, neck or back have been feeling tight or sore…
It might be worth using them before they vanish.
Don’t let a whole year’s cover quietly slip away on New Year’s Eve