16/08/2026
The gift that keeps giving 🎁
I’ve just received another NAB remediation payment following an investigation into being underpaid during my time as an employee.
For context, I was made redundant from NAB in December 2019, which, as it turned out, was pretty perfect timing. I had already decided on a new career path and was in the final stages of my Master of Rehabilitation Counselling, so it was the push I needed to move into something completely different.
Fast-forward to now, and it’s quite literally the gift that keeps giving.
I worked for NAB for close to 15 years, so I recognise that my length of service may mean I’m receiving remediation payments that many others won’t. I’ve now received three payments, some just under $1,000 and others well over $1,000. These are not payments I expected, and at a time when the cost of living is putting pressure on everyone, they’ve been a very welcome surprise and will help with some upcoming expenses we were wondering how we’d manage.
But it did make me wonder…
How many people miss out on money they are actually owed because they don't work for a large organisation with the resources to investigate historical payroll issues?
Employment law and payroll systems are incredibly complex. And, unfortunately, underpayment still happens - sometimes deliberately, but sometimes because employers genuinely don't understand the intricacies of awards, enterprise agreements, overtime, penalty rates, leave, superannuation and other entitlements.
Of course, employers have a responsibility to get this right. But I wonder how many employees, particularly those working for smaller organisations, would ever know they had been underpaid, let alone receive backpay years later.
This experience has also made me reflect on my time as an employee.
I’m genuinely grateful that NAB has invested in identifying and correcting these issues and has continued to make remediation payments to former employees. It’s something I probably took for granted at times while I was there.
And now that I’m running my own small business, I have a much greater appreciation for the benefits of being an employee!
Yes, I have considerably more flexibility now. I love what I do and wouldn’t change my career path. But as a small business owner, I’m also the:
📋 Administrator
💰 Bookkeeper
🧾 Tax and finance coordinator
📣 Marketing department
🤝 Networker
💻 IT support
📞 Receptionist
🧠 Practitioner
…and everything else in between.
There are a lot of unpaid hours that happen behind the scenes, followed by the hope that the business generates enough profit and cash flow to actually sustain a living.
I persist because I genuinely love what I do, but being on the other side of employment certainly gives you a different perspective.
So, thank you, NAB. ❤️
I’m forever grateful for the opportunities, experiences and benefits I had during nearly 15 years there, and now, apparently, the unexpected financial gifts that keep turning up nearly seven years after I left!
And it leaves me with one final question:
How many employees out there are still owed money they don't even know they're owed?
Maybe it's worth checking your old employment records, payslips and superannuation. You never know what might turn up, but remember who is doing the heavy lifting for reimbursement. I'm lucky; I've had to do very little to get my remediation payments (less than 30 minutes of my time each time). This distinction matters as your time needs to cost less than the possible payment.