Peter at Disability Tax Service

10/22/2026

Parents: are you missing years of the Child Disability Benefit, or Caregiver Credits?

One of the most common things I see with parents who apply for the Disability Tax Credit (DTC) for their children: the CRA does not automatically pay all of the retroactive Child Disability Benefit (CDB), or the Caregiver Credits.

When your child is approved, the CRA only calculates the CDB for the current benefit year and the previous two (roughly the last 2 to 3 years). If your child’s approval goes back further than that, you have to request the earlier years in writing, or that money is left on the table.

There are also several separate benefits for children with disabilities, which can be confusing. Here’s a quick breakdown:

👉 Disability Tax Credit: the main non-refundable tax credit, usually claimed by a parent on their tax return. Estimate what you may be eligible for: https://www.disabilitytaxservice.ca/disability-tax-credit-calculator/

👉 Child supplement: an extra amount added to the DTC for children under 18. It’s applied automatically when the CRA reassesses for the DTC. More on the DTC for children: https://www.disabilitytaxservice.ca/child-disability-tax-credit/

👉 Child Disability Benefit: a monthly payment added to your Canada Child Benefit. Earlier years beyond the automatic period need to be requested in writing. I’ve put together a sample letter and instructions here: https://www.disabilitytaxservice.ca/child-disability-benefit/

👉 Canada caregiver credit: a separate non-refundable tax credit for supporting a child with an impairment. It isn’t added automatically, so you’ll need to request it for each eligible year. Learn more: https://www.disabilitytaxservice.ca/disability-tax-credit-for-caregivers/

👉 RDSP: a Registered Disability Savings Plan you can open at your bank. The government adds grants and bonds, and unused amounts can be carried forward from the years your child has been eligible. Learn more: https://www.disabilitytaxservice.ca/registered-disability-saving-plan-rdsp/

If your child was recently approved, it’s worth checking that you’ve claimed everything you’re entitled to. If your child isn’t approved yet, you can find out if they may qualify here: https://www.disabilitytaxservice.ca/disability-tax-credit-assessment/

If you have questions, feel free to send me a message.

Find out if you’re likely to qualify for the Disability Tax Credit. Free, honest review from an advisor with 20+ years of DTC experience.

10/15/2026

Denied the Disability Tax Credit? A denial isn't always the end.

In my experience, most denials don't happen because the person doesn't qualify. They happen because the form didn't explain how the condition affects everyday life in the terms the CRA looks for. A diagnosis on its own usually isn't enough.

If you've been denied, you have three options:

1. Ask the CRA to review it again with new or clearer information from your medical practitioner.
2. File a formal objection. You usually have 90 days from the date on your letter, so don't wait too long.
3. Reapply with a stronger form.

Which one makes sense depends on why you were denied, so the letter itself is the place to start.

I've written a guide to each option here:
https://www.disabilitytaxservice.ca/disability-tax-credit-denied/

If you'd like a second opinion, send me your denial letter. I'll review it for free and tell you honestly whether I think it's worth pursuing.

Send a message to learn more

10/09/2026

When a “no” from the CRA isn’t the final answer 🍁

Many parents come to me feeling overwhelmed. They’ve heard the Disability Tax Credit could help their child, but the forms, the medical paperwork and the CRA process feel like too much to take on alone.

And sometimes, even after doing everything right, the answer comes back: denied.

A lot of families stop right there. They assume the CRA has the final word. It doesn’t. A denial can be challenged, and with the right medical information and a clear case for how the eligibility criteria are met, many of those decisions get turned around.

That’s what happened for Samantha’s family. She was first denied, but I filed an appeal, worked directly with the CRA, and her son was approved.

If you’ve been denied, or if you’ve been putting off applying because it all feels like too much, you’re not alone. I handle the paperwork, I deal with the CRA, and I keep you updated every step of the way.

Thank you, Samantha, for taking the time to share your experience and for your Google review. 💙

📩 Have questions about the DTC? Send me a message or visit disabilitytaxservice.ca

09/10/2026

A story I hear more than you'd think 🍁

A doctor telling you "you won't get the Disability Tax Credit" feels like the final word. For a lot of people, it is: they just stop there.

One of my recent clients almost did too. Their doctor had told them not to bother. But after a closer look at their situation, I found a strong case, worked directly with their medical practitioner to make sure the application reflected everything it needed to, and submitted it to the CRA.

The result: approved, backdated a full 10 years, and a substantial Disability Tax Credit refund.

If a doctor has ever told you "no," or you've just never been sure whether you'd qualify, that hesitation is exactly what I'm here to help sort through. A conversation with me costs nothing, and for many people it turns into a credit they didn't know they had.

⭐️⭐️⭐️⭐️⭐️

Wondering if you or someone in your life might qualify? Reach out; I'm happy to have a no-obligation chat.

📞 1 (866) 733-7370
🌐 [email protected]

09/08/2026

Navigating the Disability Tax Credit (DTC) can often feel overwhelming. Meeting the CRA’s strict eligibility criteria and detailed guidelines requires precise documentation, making the process stressful to manage on your own.

For many applicants, coordinating with medical offices to ensure every detail aligns with these specific requirements takes significant time and care. A single missing detail or misaligned wording can easily lead to frustrating delays or unnecessary denials.

My goal is to lighten that burden. I handle the heavy lifting—guiding you through the strict requirements, managing doctor follow-ups, and keeping you updated continuously so you always know where your application stands.

Helping clients gain peace of mind and secure the support they deserve is why I do what I do.

Thank you, Ann, for trusting me to navigate this process with you! 💙

09/05/2026

The Disability Tax Credit is a vital program, but as many of our clients tell us, the application process can be a "convoluted system." Between coordinating with doctors, navigating the CRA, and managing your own health, it’s easy to feel overwhelmed.

I recently had the privilege of helping Leanne through this exact maze. She was managing a medical condition, and the last thing she needed was more administrative stress.

Leanne shared this about our time working together:
"Highly recommend Peter to help with CRA. It is a convoluted system requiring a lot of formal letters, forms etc. Peter was patient, so very knowledgeable, professional even when I may not having been showing my best side."

Leanne, thank you for trusting me to handle the process so you could focus on your health. It was our pleasure to be in your corner.

If you’re feeling frustrated by the system, please know you don’t have to navigate it alone. I'm here to help clarify the path.

07/28/2025

Here is another success story I'm proud to share! A recent client came to me after her doctor was hesitant to complete the Disability Tax Credit (DTC) application. I prepared her application and worked with her doctor to clarify the requirements. The result? A completed application and a successful approval!

I'm passionate about helping clients overcome these hurdles. This success story is a testament to the importance of expert guidance.

07/23/2025

Tim had reached out because he had applied on his own and was denied. I'm glad I was able to get a positive result for him in the end. If you've applied and been denied, I'm happy to review your information and inform you of your options for appealing the decision.

06/03/2025

The new Canada Disability Benefit:

Who’s it for? People aged 18 to 64 who qualify for the Disability Tax Credit (DTC).

When’s it happening? You can start qualifying in June 2025, with actual payments expected to begin in July 2025.

Who’s running the show? Service Canada.

How to apply? Details on applying are coming soon, so keep an eye on the official government page!

Canada Disability Benefit: New support for eligible people with disabilities (18-64). Up to $200/month starting July 2025. See if you qualify.

04/02/2025

If you're approved for the DTC and need the Federal and Provincial disability amounts for the past ten years, to either claim (or confirm) or transfer disability tax credits, the amounts are listed here.

Disclaimer: The amounts listed are the base amounts. These are not the actual amounts you will receive. It's the amount you input into your tax return, which is used to calculate the refund you actually receive. Typically, you receive 15% of the federal amount and anywhere from 5.05% (Ontario) to 10.8% (Alberta) of the provincial amount.

Updated 2025. Federal and Provincial Disability Tax Credit (DTC) amounts for the years 2015 to 2024. Instructions on how to file.