RateCraft

10/23/2026

The fiduciary clock is ticking - voluntary benefits and health plans can trigger ERISA and CAA duties you can’t ignore. Read our article to see which employer actions create liability and what leaders should do next. Read now: https://wix.to/mDEOiOU 🔍⚖️📈

RATECRAFT | FIDUCIARY RISK & BENEFITS INTELLIGENCENew lawsuits and sweeping federal mandates are exposing employers who thought their benefit programs were safe. They are not.By Andrea Luoni, CEO & Founder, RateCraft | www.RateCraft.com | 888-632-9900 For nearly three decades, I have watched employe...

10/20/2026

CFOs: brokers’ incentives can quietly steer coverage and inflate premiums-know the red flags and ask for transparency. Read our forensic guide to spot self-dealing and protect your insurance budget. Read the article: https://wix.to/ZXzr81q 📊🔍💡

When you’re managing a company’s finances, every dollar counts. Insurance is a major expense, and you rely on brokers to get the best deals. But what if those brokers aren’t acting in your best interest? Insurance broker misconduct can cost you more than just money - it can erode trust and exp...

10/05/2026

Are you sure your broker is working for you — not for their own commissions? I used to ask the same question. We dug in. What we found: 96% of agents self-deal. That costs companies real money.

Here’s how I help CFOs and CEOs take control:
• Forensic audit of your plan — no changes required.
• We only get paid if we find savings.
• Typical client savings: ~20% (captives, self-funded, or fully insured).

Demand transparency. Ask for compensation breakdowns. Ask for conflicts of interest. Don’t accept vague answers.

Curious whether your plan is optimized? A review is free. Start with a clear, independent look — your bottom line will thank you.

Read the full guide and get a free review: https://wix.to/iFcmHyD

When you’re managing a company’s insurance portfolio, every dollar counts. You want to make sure your insurance broker is working for you - not for their own benefit. But how can you be sure? That’s where insurance broker transparency comes in. It’s the key to understanding if your broker is...

09/18/2026

We treat insurance cost transparency as stewardship, not paperwork. Want clearer pricing, fewer hidden fees, and brokers who actually add value? We do the digging so you can defend margins and make decisions with confidence. Ready to protect your bottom line? Visit https://wix.to/7ym4SOa to learn how.

09/17/2026

Are you seeing the full cost of your insurance? When brokers self-deal, expenses creep up and decisions blur. We spot the hidden fees. We call out conflicts. You get a clean, conflict-free view. Want transparency that protects your bottom line? Visit https://wix.to/qDMbO3G to learn how we help CFOs and CEOs take control. Who’s really working for you?

09/16/2026

Our guide shows how a liability insurance cost audit uncovers hidden inefficiencies so you can lower spend without weakening protection - a disciplined, forensic approach for finance leaders. Read the full guide: https://wix.to/unCpSZ5 🚨📊✅

When it comes to protecting your business, liability insurance is non-negotiable. But here’s the catch: it can get expensive fast. You want solid coverage without draining your budget. That’s where a liability insurance cost audit comes in. It’s your secret weapon to uncover savings and optimi...

09/15/2026

We show proof, not promises. Want insurance savings you can measure? We dig in with a forensic audit that finds real dollars-no coverage changes, no broker disruption. See case studies where we delivered clear operating wins: • Verifiable savings • Fast, minimal disruption • Clear ROI Curious how much you could save? Visit https://wix.to/Z6tg1mW to read the results and start the conversation. 🔍💼

09/14/2026

Are you confident your insurance broker is working for you — not themselves? 🤔 Our latest post breaks down insurance broker self-dealing, why transparency matters, and practical steps you can take to protect your company’s insurance portfolio. Read the full article to make smarter, more confident decisions. https://wix.to/jVcvaEq

When you’re managing a company’s insurance portfolio, every dollar counts. You want to make sure your insurance broker is working for you - not for their own benefit. But how can you be sure? That’s where insurance broker transparency comes in. It’s the key to understanding if your broker is...

08/31/2026

New post - “Loyalty or Leverage? What you can Learn From a Cup of Coffee” ☕️📉

You can taste a better coffee. You can’t taste a better policy. So how do you know you’re getting the best recommendation? What if the broker earns more for steering you one way?

We built RateCraft to close that gap. We run independent, forensic reviews of renewals - numbers, coverage, and the compensation behind recommendations. No commissions. No carrier ties. We only get paid if we find you savings. Simple. Neutral. Focused on lowering your cost without changing your coverage.

CFOs and CEOs: want a straight answer on your renewal? Read the full post and start the conversation. Read it here: https://wix.to/jQ1zCNO

Have you ever asked a broker for a second opinion? Tell us below. 🔍

Imagine this: you walk into Starbucks one morning, order your usual, and the barista slides a note across the counter along with your latte. It reads: "If we ever find out you bought a coffee from Peet's, we will never serve you again."You'd probably laugh. Then you'd never go back — not because y...

08/31/2026

Want real control over insurance costs? We dig deeper than broker assumptions. Independent review exposes hidden spend. We audit without changing coverage or providers. You only pay when we find savings. Evidence-based. Zero disruption. Ready to uncover waste and protect your bottom line? Visit https://wix.to/39ZwqTj to get started. 🚀📊