09/04/2026
"I got a letter from my insurance company, and it is not a bill, so what is it?" This question comes up a lot after a few weeks of therapy.
This post covers your out-of-pocket maximum (the most you'll pay in a year) and your EOB, or Explanation of Benefits (the summary letter that shows what was billed, what insurance paid, and what you may still owe).
Insurance is confusing for almost everyone, not just you. We are always willing to sit down and go through a letter or a bill together so it makes sense.
Part 3 of 3. Catch up on the series: what you pay, and whether you're covered.
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