Gabe Pilato - Licensed Medicare Insurance Agent

07/30/2026

💉 Medicare Health Tip: $0 Cost for Recommended Adult Vaccines 💉
Are you up to date on your preventive vaccines? Under Medicare, recommended adult immunizations cost $0 out-of-pocket with no deductible or copayment:
🛡️ Covered Under Part D ($0 Copay): Shingles (Shingrix), RSV, Tdap (Tetanus/Diphtheria/Whooping Cough), Hepatitis A/B (preventive), and other ACIP-recommended shots.
🛡️ Covered Under Part B ($0 Copay): Annual Flu shot, COVID-19 vaccines, Pneumococcal (Pneumonia), and Hepatitis B (for medium-to-high risk).
💡 Pro Tip: For Part D vaccines like Shingles or RSV, get your shot at an in-network pharmacy so they can bill your prescription plan directly for $0 out-of-pocket.
🔗 Learn more on Medicare.gov: Medicare.gov Shingles Coverage Guide

07/29/2026

💊 How to Avoid Big Bills at the Pharmacy Counter 💊
Did you know you can spread your Medicare Part D prescription drug costs into monthly bills instead of paying all at once at the pharmacy?
Here is how the Medicare Prescription Payment Plan works:
✨ $0 Counter Payment: When you opt into the program through your Part D or Medicare Advantage plan, you pay $0 at the pharmacy counter for covered prescriptions.
📅 Spread Costs Monthly: Your plan divides your out-of-pocket costs into monthly bills spread across the remaining months of the calendar year.
💲 Zero Fees or Interest: The program is 100% voluntary and free—no interest, late fees, or extra charges are added.
💡 Who It Helps Most: Beneficiaries who take higher-cost brand-name medications and face heavy upfront expenses early in the year benefit most from spreading out payments.
🔗 Learn more directly on Medicare.gov: Medicare.gov Prescription Payment Plan

07/28/2026

Are You Taking Advantage of Your $0 Medicare Annual Wellness Visit?
If you have Medicare Part B, you are entitled to a $0 Annual Wellness Visit once every 12 months (provided your doctor accepts assignment).
This visit isn't a traditional head-to-toe physical—it's a dedicated planning session with your healthcare provider to complete a Health Risk Assessment, review your prescriptions, and build a personalized prevention plan for the year ahead.
If you are in your first 12 months of Part B, you can also schedule your one-time "Welcome to Medicare" preventive visit at $0 out-of-pocket.
Have questions about what preventive services your Medicare plan covers? Contact me today for clear, independent guidance.

07/14/2026

Turning 65 soon? Navigating Medicare doesn't have to be overwhelming.

Choosing the right Medicare plan is a major milestone, and having a local expert in your corner makes all the difference. We focus on providing personalized, clear guidance right here in our community, ensuring you get the exact coverage you need without the confusion.

Our commitment to exceptional customer service is why our clients consistently rate us 5 stars. We don't just help you find a plan—we are here to support you every step of the way.

Get in touch today to get your Medicare questions answered by a trusted local professional.

07/02/2026

Medicare provides coverage when you’re in the hospital or a skilled nursing facility, but what about when you need health care services while you are at home? There are many instances where Medicare beneficiaries don’t require hospital admittance or were just discharged, but need temporary medic...

06/17/2026

04/21/2026

Do you find Medicare Part D prescription drug coverage confusing? Trust us, you're not alone.

In this blog, we explore Part D and Medicare formularies in more detail to give you a better understanding of your drug benefits.

Original Medicare (Part A and B), introduced in 1965, did not cover outpatient prescription drugs. Over time, Medicare beneficiaries paid increasing amounts for out-of-pocket drug costs that, by 2003 were rising by roughly 12% annually. These higher costs to beneficiaries led Congress to pass the Me...

03/19/2026

Prescription drug costs continue to impact many Medicare beneficiaries. At MP Group, we’re committed to helping our clients find practical ways to manage and reduce these expenses. In our latest blog, we share strategies that may help lower your out-of-pocket costs. Read more to learn how.

https://mpgroup.org/reducing-your-prescription-drug-costs/

Need Assistance? Call us at 843-814-2693 to connect with one of our licensed Medicare insurance agents today.

Know More and Stress Less with MP Group.

At MP Group, we are always looking for ways to help our clients manage and reduce their healthcare expenses.In recent years, healthcare costs have escalated at a rapid pace, with prescription drug spending accounting for an increasing share of total healthcare expenditures. In 2025 alone, Medicare P...

03/18/2026

What is the General Enrollment Period (GEP)? The GEP offers another chance to sign up for Medicare Parts A and B (Original Medicare) for those who missed their Initial Enrollment Period. Watch this video to learn more about eligibility and enrollment.

https://www.youtube.com/watch?v=-3b2l-0-Lsk&list=PLK2uQz8f9H2_H-3thKSSTWt6MB8ae4Ohy&index=20

Want to learn more? Call us at 843-814-2693 to connect with one of our licensed Medicare insurance agents today.

Know More and Stress Less with MP Group.

What is the General Enrollment Period (GEP)? The GEP offers another chance to sign up for Medicare Parts A and B (Original Medicare) for those who missed the...