Kimberley A. Last Long-Term Care Planning

05/15/2026

Citizen Power

05/15/2026

A Metaphysical Minute

05/14/2026

Two weeks ago today, the U.S.

05/08/2026

https://m.youtube.com/watch?v=KBHJ_stng3I

In which I try to answer your questions about modern politics....We’re live here on YouTube and Facebook every Tuesday and Thursday at 6 pm Maine time (3 pm ...

05/08/2026

Stand up for yourself. Sit down.

07/30/2018

Besides teh fact that death and illness are never easy subjects to introduce, the statistics are daunting. Folks who retire this year at age 65 will need to come up with about $280,000 to pay for "out-of-pocket" health care and medical expenses throughout retirement, according to Fidelity. That's up 75% from Fidelity's first estimate of $160,000 in 2002. At the same time, the market for long-term care insurance has been in free fall. Premiums have skyrocketed, often doubling. Buyers are paying more and getting less coverage.

03/20/2018

What is your Long-Term Care plan? Will you move in with one of your children? Will one of them move in with you? Will you buy long-term care insurance? Will you spend down almost all your assets and turn to the government and Medicaid? That last option is going away. NOW is the time to at least start thinking about the answer to these questions. In the month of January, 2008, Medicaid in Colorado paid out $381,000 to help low-income folks with little or no assets of their own. In January of 2018, Medicaid in Colorado paid out $1,463,000. That's 3.8 times as much, 10 years later. Can you say "unsustainable"?