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You deserve to feel cared for, supported, and informed when it comes to your health.Never be afraid to ask questions.
09/10/2026

You deserve to feel cared for, supported, and informed when it comes to your health.

Never be afraid to ask questions.

Medicine costs money…But staying in bed all week costs even more Stay healthy. Stay strong.
06/28/2026

Medicine costs money…
But staying in bed all week costs even more
Stay healthy. Stay strong.

Consider delaying Medicare Enrollment Part BIf you still have primary insurance from your current employer or your spous...
04/10/2026

Consider delaying Medicare Enrollment Part B
If you still have primary insurance from your current employer or your spouse’s employer, you may want to consider delaying Medicare Enrollment Part B during your Initial Enrollment Period. Why? Part B comes with a monthly premium, so it likely wouldn’t make sense for you to sign up immediately. You can sign up later without penalty if you do it within eight months after your other coverage ends.
If you don’t qualify to delay Medicare Part B, enroll during your IEP to avoid penalties. You may refuse Part B without penalty if you have creditable coverage and do so before your Medicare coverage start date. In this situation fill out the proper forms and provide proof of coverage when you do enroll in Medicare to avoid the late enrollment penalty that will last permanently. Navigating Medicare enrollment can be overwhelming. Our Medicare advisors can boost your confidence and ensure your Medicare plan works best for your unique situation.

You could be enrolled in Medicare automaticallyOlder adults who are currently receiving Social Security benefits due to ...
03/29/2026

You could be enrolled in Medicare automatically
Older adults who are currently receiving Social Security benefits due to disability or retirement are automatically signed up for Medicare Part A and Part B upon eligibility. According to the Centers for Medicare & Medicaid Services (CMS), you or your family member will receive a packet of information a few months before they turn 65 or when they get their 25th month of Social Security Disability or Railroad Retirement Board (RRB) benefits.
At that time, they can choose to keep or decline Part B but can’t decline Part A unless they withdraw their original application for Social Security and pay back all Social Security cash benefits.

Consider signing up before you turn 65.Did you know you can sign up for Medicare as early as three months before you tur...
03/08/2026

Consider signing up before you turn 65.
Did you know you can sign up for Medicare as early as three months before you turn 65? Many people find this tip very helpful in giving themselves more time and limiting the stress of missing their initial enrollment window. The Initial Enrollment Period (IEP) is the seven-month period when someone is first eligible for Medicare due to age. It begins three months before they turn 65, includes the month they turn 65, and ends three months after they turn 65. So, if deadlines consistently sneak up on you, write this down on your calendar.
That is not to suggest there are no other enrollment periods if you miss the IEP. But you might face penalties that could stick with you for the rest of your life. Understanding your options and enrolling before turning 65 could make a difference. Plus, coverage would start the first day of the month you turn 65. There is also an exception if your birthday is the first day of the month, in which case your coverage starts the first day of the previous month.

Consider Your Doctors – and any changesyou may want• With Original Medicare, you can go to any doctor or hospital that t...
02/23/2026

Consider Your Doctors – and any changes
you may want
• With Original Medicare, you can go to any doctor or hospital that takes
Medicare anywhere in the U.S. As long as your doctor participates in
Medicare, they will be covered.
• In Medicare Advantage, you’ll need to use doctors who are in the plan’s
network in most cases - unless it’s emergency care. You can ask your
preferred doctor whether they participate in Medicare Advantage plans and
note which plans those are.
DOCTORS COVERED WORKSHEET
List the names of your preferred primary care doctor and specialists
that you want to keep seeing in the numbered boxes. Then use
the Plan Compare tool to see if your doctors are covered in the
Medicare Advantage plans you are considering.
1) Select the particular plan you are looking at and click
“Plan Details”
2) Scroll to “Benefits & Costs” and click the “View Provider Network Directory” link
3) Look for your doctor’s name to see if they are listed in the network
4) Write yes or no indicating whether each doctor is listed on the plan network

Some Days You’re Doing Your Best, Even If It Doesn’t Look Like ItNot every healthy day looks the same. Some days you eat...
02/07/2026

Some Days You’re Doing Your Best, Even If It Doesn’t Look Like It

Not every healthy day looks the same. Some days you eat well, move your body, feel motivated. Other days you just get through work, come home tired, and sit quietly doing nothing — and that’s still okay.

Health isn’t about being perfect every day. It’s about showing up in whatever way you can. Drinking water when you remember. Taking a short walk when your head feels heavy. Choosing rest when your body asks for it.

Progress doesn’t always look active. Sometimes it looks like patience. And sometimes, just surviving the day is enough.

Maintaining a Healthy OutlookWomen today have busy, demanding lives. You may feel pulled in different directions and exp...
01/21/2026

Maintaining a Healthy Outlook
Women today have busy, demanding lives. You may feel pulled in different directions and experience stress from dealing with work, family and other matters, leaving little time for yourself. Learning to balance your life with some time for yourself will pay off with big benefits — a healthy outlook and better health.
Steps you can take:
Stay in touch with family and friends.
Be involved in your community.
Maintain a positive attitude and do things that make you happy.
Keep your curiosity alive. Lifelong learning is beneficial to your health.
Healthy intimacy takes all forms but is always free of coercion.
Learn to recognize and manage stress in your life. Signs of stress include trouble sleeping, frequent headaches and stomach problems; being angry a lot; and turning to food, drugs and alcohol to relieve stress.
Good ways to deal with stress include regular exercise, healthy eating habits and relaxation exercises, such as deep breathing or meditation. Talking to trusted family members and friends can help a lot. Some women find that interacting with their faith community is helpful in times of stress.
Get enough sleep and rest. Adults need around eight hours of sleep a night.
Talk to your health care provider if you feel depressed for more than a few days; depression is a treatable illness. Signs of depression include feeling empty and sad, crying a lot, loss of interest in life, and thoughts of death or su***de. If you or someone you know has thoughts of su***de, get help right away. Call 911, a local crisis center or (800) SU***DE.

Talk to Your Provider or PharmacistFind a provider or pharmacist you trust. Ask questions like:Why am I taking this?How ...
01/08/2026

Talk to Your Provider or Pharmacist
Find a provider or pharmacist you trust. Ask questions like:
Why am I taking this?
How should I take it?
What side effects should I look out for?
Never stop your medicine without talking to your provider first. Some medicines can cause harm if you stop suddenly.

Evaluate your coverage every yearYou don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollmen...
12/25/2025

Evaluate your coverage every year
You don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollment Period is October 15 to December 7 every year. During this time, you can join, switch or drop a Medicare Advantage plan or a prescription drug plan. It’s a good idea to review your Medicare coverage every year to make sure it still serves your needs.
You will automatically go back to Original Medicare if you drop a Medicare Advantage plan during open enrollment, and you will lose drug coverage if it was included with your plan. You may replace drug coverage with a stand-alone prescription drug plan at this time without penalty. A penalty may apply if you drop drug coverage and more than 63 days pass before you get it again.

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3332 Grey Fox Farm Road
Houston, TX
77073

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