08/25/2026
SB 729: What Intended Parents Need to Know”
California SB 729 Is Now in Effect. Here’s What Intended Parents Need to Know.
SB 729 expanded fertility and infertility coverage for qualifying plans beginning in 2026.
It includes coverage for fertility services and IVF under qualifying large-group plans.
The law also addresses fertility services involving third parties, including gestational carriers.
But…
“Does this mean my entire surrogacy journey is covered?”
No.
SB 729 does not automatically mean your agency fees, legal fees, surrogate compensation and every other surrogacy expense are covered.
Your eligibility depends on factors including:
✔ Your insurance plan
✔ Whether the plan is subject to the law
✔ Renewal/issuance timing
✔ The specific fertility service
Before budgeting for IVF or surrogacy, understand your actual coverage.
Planning your surrogacy journey? Reach us at:
📲 949-679-7180
📧 [email protected]
Disclaimer:
International intended parents should consult with qualified attorneys in their home country regarding the recognition of parentage and citizenship issues, and, when appropriate, seek advice from a U.S. immigration attorney regarding the potential impact of recent federal policies and executive orders that could affect surrogacy.