Insurance Advisors of Florida - Florida Blue

09/01/2026

Our Facebook business page has moved! Please like and follow our brand new Insurance Advisors of Florida page at https://www.facebook.com/insadvisorsofflorida to stay updated on your health coverage and Open Enrollment.

What You Need to Know

New home: We moved to a new page to provide better insurance tips and updates.
Same expert care: Our licensed agents are still here to help you navigate your benefits.
Policy safety: This move does not affect your current insurance policies or coverage.
Old page update: This current page will soon be deactivated.

What You Should Do Next

Click the link to visit our new page: https://www.facebook.com/insadvisorsofflorida
Click Like and Follow to stay connected.
Save our contact info for open enrollment questions.
Thank you for trusting us to protect your health and peace of mind!

Local Florida health insurance agency helping with Florida Blue, ACA Marketplace, Medicare, Individual, Family, and Small Business health coverage. You Call. We Answer.

08/21/2026

Insurance Advisors of Florida is a local health insurance agency based in Lake Mary and serving clients throughout Central Florida and across the state.

Our licensed agents help with:

• Florida Blue
• ACA Marketplace coverage
• Medicare options
• Individual and family health insurance
• Self-employed and 1099 coverage
• Small-group plans
• Dental and vision insurance

When you call our office, you speak with real local agents who are here to answer questions and help you understand your coverage options.

Call Insurance Advisors of Florida to speak with a local licensed agent.

You Call. We Answer.

08/20/2026

Before enrolling in a health insurance plan, take time to review both your doctors and prescriptions.

Check:

• Whether your primary care doctor is in-network
• Whether your specialists are covered
• Which hospitals and facilities participate
• Whether your medications are on the plan’s formulary
• Prescription tiers, copays, and pharmacy networks
• Any prior authorization requirements

A plan may have an attractive monthly premium but still be a poor fit if your doctors or prescriptions are not covered as expected.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you compare your health insurance options.

You Call. We Answer.

08/19/2026

A prescription formulary is the list of medications covered by a health insurance plan.

Before choosing a plan, check:

• Whether your prescriptions are included
• Which drug tier each medication falls under
• Your estimated copay or coinsurance
• Whether prior authorization is required
• Whether step therapy applies
• Which pharmacies are preferred or in-network

Two plans can have similar premiums but very different prescription costs.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you review health insurance options based on your prescriptions.

You Call. We Answer.

08/18/2026

Understanding a few basic health insurance terms can make comparing plans much easier.

A **deductible** is the amount you may need to pay for covered services before the plan begins paying for certain care.

A **copay** is a fixed amount you may pay for a covered service, such as a doctor visit or prescription.

**Coinsurance** is the percentage of a covered medical cost you may pay after meeting the deductible.

These costs can vary by service and plan, so it is important to review the full Summary of Benefits—not just the monthly premium.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you compare health insurance options.

You Call. We Answer.

08/17/2026

A health insurance plan with the lowest monthly premium is not always the least expensive option overall.

Before choosing a plan, review:

• Deductibles
• Copays and coinsurance
• Maximum out-of-pocket costs
• Doctor and hospital networks
• Prescription drug coverage
• Expected medical needs

A lower-premium plan may require you to pay more when you receive care, while a higher-premium plan may offer lower out-of-pocket costs.

The best choice depends on your budget, doctors, prescriptions, and healthcare needs.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you compare your health insurance options.

You Call. We Answer.

08/14/2026

Join us at the 2026 Florida Realtors Convention & Trade Expo this Wednesday and Thursday at the Rosen Shingle Creek Resort.

08/14/2026

Working as an independent contractor or receiving 1099 income?

You may need to purchase health insurance on your own rather than through an employer.

Coverage options may include:

• ACA Marketplace plans
• Individual and family health insurance
• Florida Blue plan options
• Dental and vision coverage
• Marketplace financial assistance, if eligible

When comparing plans, consider your estimated annual household income, doctors, prescriptions, deductible, copays, and maximum out-of-pocket costs.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you review health insurance options for self-employed and 1099 workers.

You Call. We Answer.

08/13/2026

Small-group health insurance can help Florida businesses offer coverage to employees while supporting recruitment and retention.

When reviewing small-group options, consider:

• Employer contribution requirements
• Employee eligibility rules
• Doctor and hospital networks
• Prescription drug coverage
• Deductibles, copays, and out-of-pocket costs
• Available plan choices
• Enrollment and renewal requirements

Every business is different, so the right approach depends on your team size, budget, and coverage goals.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you review small-group health insurance options.

You Call. We Answer.

08/12/2026

Moving to Florida may affect your health insurance options.

A permanent move can sometimes qualify you for a Special Enrollment Period, especially when the move changes your available coverage area or plan options.

Before enrolling, review:

• Whether you qualify for a Special Enrollment Period
• Health plans available in your new Florida county
• Doctor and hospital networks
• Prescription drug coverage
• Monthly premiums and out-of-pocket costs
• Any documentation required for the move

Special Enrollment deadlines can apply, so it is important to review your options promptly.

Call Insurance Advisors of Florida to speak with a local licensed agent who can help you review health insurance options available in Florida.

You Call. We Answer.