Freedom Years Benefits Advisor

08/22/2026

08/20/2026

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Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

08/20/2026

Turning 65 in the Next Six Months?

Are you wondering what you need to know about Medicare Part A, Part B, and Part D prescription drug coverage?

Medicare can feel confusing, but you don't have to navigate it alone. Your Initial Enrollment Period generally begins 3 months before the month you turn 65 and ends 3 months after your birthday month.
I am a local person Myra Burleson
828-595-4488
email : [email protected]

07/11/2026

Come out today in Saluda NC
Have Medicare questions I am here today at Saluda First Baptist Church.

06/24/2026

Top Question of the Day When turning 65, is it necessary to enroll in both Part A and Part B, or can individuals with current employer coverage opt to add only Part B?
Call me for more details your Local Agent in Up state and Western NC.
828-595-4488
or email me at mburleson .com
Myra Burleson

06/22/2026

Top things to know about retirement and signing up for Medicare.
Call me I can help with Information to make the right choices.
Myra Burleson
828-595-4488

How do I sign up for Medicare when I'm ready?

How you sign up depends on if you already have

Part A (hospital insurance)

coverage or if you’re signing up for both Part A and

Part B (Medical Insurance)
Get forms and ways to sign up.

Your coverage will start the month after Social Security (or the Railroad Retirement Board) processes your completed form.

Before you sign up:

If your employer coverage is ending, check when your current coverage ends and sign up for Medicare about a month earlier. Signing up for Medicare before your current coverage ends can help you avoid a gap in coverage.
If your employer coverage is changing, check with your benefits administrator to see what you’ll need. Ask if you’ll need to sign up for both Medicare Part A and Part B.
If you have a Health Savings Account (HSA), you and your employer should stop contributing to your HSA 6 months before you retire or apply for benefits from Social Security (or the Railroad Retirement Board). This will ensure you avoid a tax penalty.
Why should I stop contributions before I retire?