08/04/2026
We understand, it might catch you off guard when your doctor's office asks for a credit card to remain on file, so here are some more details. Just like hotel and rental car agencies ask you for a card on file, more medical practices are doing the same thing. Everyone's insurance covers varying amounts of their bill and sometimes you will still have a balance after insurance pays out. Having a credit card on file allows that balance to be taken care of easier, taking steps away from the billing and collection process. Don't worry, you will always be notified 5 days before your card will be charged. Remember, your insurance sets the remaining balance, not the medical practice.