09/17/2026
Running out of money isn’t the only retirement risk.
Running out of income is the bigger concern.
Retirement income may need to last 20, 25 or even 30 years—and several factors can affect how long available resources last:
⏳ A longer-than-expected retirement
📈 Rising living costs and inflation
📉 Market losses while withdrawals are being taken
This is known as longevity risk: the possibility of outliving retirement resources.
Retirement planning should consider not only how money grows, but also how income will continue throughout retirement.
For educational purposes only. Individual circumstances will vary.