Cledas Manuel, Modern Woodmen of America

08/19/2026

Back-to-school budgeting changes with every grade.
· Elementary: Shop sales and reuse supplies when you can.
· Middle school: Plan for sports, clubs and extracurricular costs.
· High school: Budget for activities, technology and driving expenses.
· College: Track spending on books, housing, food and transportation.

What's your best back-to-school money-saving tip? Share below!

08/19/2026

From preschool to high school, help your child start the school year strong with these fun, simple back-to-school activities.

From preschool to high school, we've found fun and simple back-to-school activities to set your child up for a successful year.

08/18/2026

Did you know? Modern Woodmen members can receive financial help to continue their education later in life. This includes undergrad, graduate and trade/technical school programs.

Reach out to learn more about Modern Woodmen's scholarship competition for members ages 21 and up.

08/18/2026

Just like watermelon can give you a refreshing boost on a hot summer day, I can help keep your financial planning fresh and on track all year long.

When was the last time you gave your financial plan a refresh? Contact me today.

08/17/2026

08/16/2026

Your peace of mind has always been our top priority. With a simple click of a link, we can do a quick check-in to help make sure you’re on track to financial security.

08/15/2026

Getting ready for college? Setting up your dorm doesn't have to drain your budget.

Try these thrifty dorm-room tips:
1. Coordinate with your roommate to avoid buying duplicates.
2. Check thrift stores, garage sales and community marketplace groups for essentials.
3. Bring only what you know you'll use.
4. Look for student discounts on school supplies and décor.
5. Focus on needs first, then add personal touches over time.

What's the best money-saving dorm hack you've discovered? Share in the comments!

08/15/2026

08/14/2026

This school year, challenge yourself to make a difference in a student's life. Small acts can have a big impact:
· Donate classroom supplies.
· Volunteer at a school event.
· Support a local literacy program.
· Thank an educator in your community.

See how Modern Woodmen members are stepping up for education: https://www.modernwoodmen.org/all-in-for-education/?utm_source=facebook&utm_medium=116342&utm_campaign=3296189