11/22/2025
Nursing is now among degrees no longer considered as 'professional' degrees for loan purposes, thus decreasing the overall loan caps for obtaining graduate education.
While this may not seem concerning at first, consider that obtaining an advanced nursing degree, in tuition alone, can cost between $35,000 and $100,000 depending on the degree and length of program. This does not take into account books, travel costs for attending clinicals, site immersion costs for distance programs, or any offset of living expenses for those not able to work full time (which can be near impossible in some cases).
The advanced registered nurse practitioner is a role that has been more prominent in recent years, adding many more clinicians as primary providers and specialty providers. The increase in these mid-level providers has increased accessibility to care and reduced wait time for appointments in many areas. This is especially true in more rural areas where specialty providers can have months long waits for an appointment.
By choosing to eliminate advanced level nurses (along with physician assistants) in the definition of professional degrees, the impact on efficient and accessible health care will be noticeable. Students who rely on loans to help support their education will likely be deterred from these loan-restricted degrees, and often affording them without loans is impossible.
Previously, a professional degree was defined as one that "signifies both completion of the academic requirements for beginning practice in a given profession and a level of professional skill beyond that normally required for a bachelor's degree."
Does ARNP fit? âś…
While the Trump administration maintains that definition, the addition explicitly states "and must be in one of the 11 listed fields: medicine, pharmacy, dentistry, optometry, law, veterinary medicine, osteopathic medicine, podiatry, chiropractic, theology, and clinical psychology."
The exclusion of Nursing, along with numerous other degrees that fit the definition of professional, is both insulting and absurd. In a time where we need an increase in health care workers, our government is actively making their availability harder.
The Trump administration's definition of a "professional degree" may not include nursing. Here's what the term means and who could be impacted.