10/08/2026
Quick question before open enrollment sneaks up on you: do you know what happens to your FSA dollars if you don't use them?
For most plans, they expire. FSAs usually need a new election every year, the 2027 limit is $3,500, and up to $700 can carry over only if your employer allows it.
HSAs work differently. The money rolls over, and with a high-deductible plan the 2027 limits are $4,500 (self-only) and $9,000 (family), plus $1,000 if you're 55 or older.
Buying your own coverage? MNsure open enrollment starts Nov. 1. Check your employer's deadline. Not sure what counts as eligible? Ask your plan administrator before you pay.
Share this with someone who needs the reminder. Questions about your care at Right Spot Wellness in Roseville? Call (651) 313-5857.