30/07/2020
Critical Illness Insurance: What Is It and Who Needs It?
Critical illness insurance provides additional coverage for medical emergencies like heart attack, stroke, or cancer. Because these emergencies or illnesses often incur greater than average medical costs, these policies pay out cash benefit to help pay high deductibles and lost wages while you’re in the hospital and at home recovering.
Example: Female 35 nonsmoker $45,000 benefit less than a cup of coffee a day!
Heart attack, Stroke, Organ transplants, Invasive Cancer, Non-Invasive Cancer,
Coronary bypass, Angioplasty, Advanced Alzheimer's Disease, Coma,
Kidney (Renal) Failure, Major Organ Transplant, Paralysis (not from a stroke),
Most critical illness insurance only pays a benefit for one critical illness.
We have a plan that pays benefits for multiple critical illnesses.
This is not a one and done plan!
A coronary event occurs every 25 seconds and a stroke every 40 seconds, according to the American Heart Association in 2010. One in three people are diagnosed with cancer during their lifetime, reported the American Cancer Society in 2010.