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Monday 10am - 6pm Tuesday 10am - 6pm Wednesday 10am - 6pm Thursday 10am - 6pm Friday 10am - 6pm Saturday 10am - 2am

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26/10/2026

🚨 लुधियाना वालों, क्या आपका हेल्थ इंश्योरेंस सच में आपकी मदद करेगा या अस्पताल में सरप्राइज देगा? 🏥💸
अक्सर हम सिर्फ ₹1,500 से ₹2,000 का प्रीमियम बचाने के चक्कर में ऐसी पॉलिसी ले लेते हैं जिसमें "Room Rent Capping" (कमरे के किराए की सीमा) का छिपा हुआ जाल होता है।
हाल ही में लुधियाना के एक परिवार के साथ ऐसा ही हुआ—प्रीमियम में ₹1,500 बचाए, लेकिन ₹3.5 लाख के अस्पताल के बिल पर उन्हें अपनी जेब से ₹75,000 भरने पड़े!
क्यों हुआ ऐसा?
इसे Proportionate Deduction (अनुपातिक कटौती) कहते हैं। अगर आप अपनी पॉलिसी की सीमा से महंगा कमरा चुनते हैं, तो इंश्योरेंस कंपनी केवल कमरे का किराया ही नहीं काटती, बल्कि डॉक्टर की फीस, सर्जरी और दवाओं का खर्च भी उसी अनुपात में काट लेती है!
💡 इससे कैसे बचें?
1️⃣ अपनी मौजूदा पॉलिसी में तुरंत 'Room Rent Capping' चेक करें।
2️⃣ No Room Rent Capping वाले प्लान्स पर स्विच करें ताकि आप अपनी पसंद का सिंगल प्राइवेट A/C रूम ले सकें।
3️⃣ लुधियाना के टॉप प्राइवेट अस्पतालों (DMC, Fortis, Hero Heart) में 100% क्लेम कवर पाएं।
🎁 FREE Policy Audit Offer:
क्या आपको अपनी मौजूदा पॉलिसी के छिपे हुए रूल्स के बारे में पता है? आज ही हमारी एक्सपर्ट टीम से अपनी पॉलिसी का फ्री रिव्यू (Policy Audit) करवाएं!
👉 कमेंट में "AUDIT" लिखें या हमें सीधा DM करें।
📞 कॉल/व्हाट्सएप: +91 9878161644
📍 लोकेशन: लुधियाना, पंजाब

25/03/2026

🏁 The "Final Lap" Hustle is Real!

We’re all running at 200 mph to hit those March Closing targets. But let’s be honest: when you're juggling Q4 reports, yearly audits, and 500 emails, you’re more likely to trip over a power cord than win a marathon. ☕️🏃‍♂️

Don’t let a literal "slip-up" ruin your Year-End victory. While you’re busy securing the company’s future, let Personal Accident Insurance secure yours. It’s the only safety net that works as hard as you do during closing week.

Stay fast, stay focused, but most importantly—stay covered! 🛡️

24/03/2026

Don't settle for 80% coverage. Get 100% Peace of Mind with a Zero Co-pay Plan."

Are you losing thousands from your pension to 'Co-payment'? 🧐 Find out the truth about your senior citizen policy today. Stop by our Ludhiana office or call 9878161644 for a FREE audit!"

24/03/2026

Secure your golden years with a health plan that truly cares! 🛡️✨
We are bringing peace of mind to Ludhiana’s senior citizens with hassle-free health insurance. Whether you're looking for a new policy or want to port your existing one, we’ve got you covered—all the way up to 100 years of age!
Why choose us?
✅ No Medical Check-up required (up to 100 years).
✅ 15,000+ Network Hospitals for nationwide care.
✅ Doorstep Service & Face-to-Face meetings for your comfort.
✅ Local Ludhiana Office for personalized support.
✅ 10,000+ Happy Claim Experiences – we stand by you when it matters most.
Don't wait for an emergency. Let's talk today!
📞 Call/WhatsApp: 9878161644

21/03/2026

क्या आपको लगता है कि आपका हेल्थ कवर काफी है? 'Abhi Port kare' 098781 61644 और निश्चिंत हो जाएं।
🛡️ बेहतर सर्विस, कम प्रीमियम
🏥 15,000+ कैशलेस अस्पताल
🚫 रूम रेंट पर कोई कैपिंग नहीं
💰 ₹75,000* टैक्स बचत
मेडिकल इमरजेंसी का इंतज़ार न करें। आज ही सुरक्षित रहें।
कॉल करें: 9878161644

10/03/2026

Hospital ka room choose karne se pehle apni policy check kariye! 🏥🛑

Did you know that picking a "Deluxe" room could cost you 40% of your TOTAL bill—not just the room difference? This is called the "Room Rent Trap."

Swipe right to see how it works! ▶️

1️⃣ The Limit: Many policies cap room rent at 1% of your Sum Insured (₹5,000 for a ₹5 Lakh policy).
2️⃣ The Choice: If you pick an ₹8,000 room, you aren't just paying ₹3,000 extra.
3️⃣ The Penalty: "Proportionate Deduction" means the company cuts 30-40% from your entire hospital bill!
4️⃣ The Solution: Switch to a "No Room Rent Cap" plan for 100% peace of mind.
👉 Ask me for "No Room Rent Cap" plans. Comment below! 👇
RoomRentTrap

04/03/2026

"STOP SCROLLING: Premium Dropped! 👇"

🚨 BOMBSHELL HEALTH INSURANCE NEWS! 🚨

Kya aapne check kiya? Ab health insurance par 18% GST nahi dena hoga! 🇮🇳🚫

The Government has officially removed the 18% GST on individual and family floater plans. This is massive news.

Here’s the breakdown 📊:
Old Premium: ₹20,000 + 18% GST (₹3,600) = ₹23,600
New Premium: ₹20,000 + 0% GST = ₹20,000!

You are saving ₹3,600 instantly. This is like getting a guaranteed discount for life.

Abhi sahi waqt hai upgrade karne ka or moving from a basic corporate plan to your own comprehensive coverage.

👇 How to get this discount: 👇

1️⃣ DM me 'GST' right now. (Direct Message 'GST').
2️⃣ I will send you a free quote with the new 0% GST calculation for your family.

Tag a friend who needs to save money! 🏷️

Comments (Pin this) Ask your first question: "Which city are you from? I will check the cashless network there! 👇"

Address

BHARAT INSURANCE MANAGEMENT ADVISORS, SCO-7, 2ND FLOOR, SS TOWER, PARTAP CHOWK, LUDHIANA 141003
Ludhiana
141007

Opening Hours

Monday	10am - 6pm
Tuesday	10am - 6pm
Wednesday	10am - 6pm
Thursday	10am - 6pm
Friday	10am - 6pm
Saturday	10am - 2am

Telephone

+917355550326

Website

http://bimabyte.in/, http://www.bimabyte.in/

Alerts

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