09/30/2026
Yesterday I shared something rather personal about where we are financially in our eighties—and about a door that recently opened for us.
Today I want to tell you why we were willing to look through it.
For decades, we believed that if we worked hard, stayed creative, helped people and made responsible choices, eventually we would reach a place where money wasn't such a constant concern.
But life doesn't always work that way.
We've watched people work for 40 or 50 years and arrive at retirement still wondering:
“Will I have enough?”
What happens when the car breaks down?
What happens when the house needs an unexpected repair?
What happens when a family member needs help?
And perhaps the hardest question of all:
“After everything I've contributed, is this really what financial security is supposed to look like?”
We began asking those questions ourselves.
We also started looking more closely at the financial system we've all been living with.
Banks are essential to everyday life, but the system itself is changing. Technology is changing. Money is changing. And an entirely different financial infrastructure is beginning to emerge.
That caught our attention.
Not because we're looking for a get-rich-quick scheme.
Quite the opposite.
At this stage of our lives, we've become much more interested in things that make sense, solve real problems and have the potential to create something useful for people.
That's what made this discovery different for us.
We didn't know where it would lead.
We simply knew that something new was happening—and we didn't want to dismiss it simply because it was unfamiliar.
So we began learning.
And what we discovered next is what really got our attention.
I'll share that part tomorrow.
If you've ever found yourself wondering whether the financial world is changing underneath our feet, you may want to follow along.
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