Senex Memory Advisors

10/28/2026

📘 **Looking for Reliable Medicare Information?**

Making Medicare decisions can feel overwhelming, but having accurate information is the first step toward making informed choices.

✅ Visit **Medicare.gov** to explore official Medicare publications, coverage options, costs, and helpful educational resources.

👉 Start here: [Official Medicare Publications](https://www.medicare.gov/publications?utm_source=chatgpt.com)

🤝 **Need help understanding your options?** Consult a vetted member of the National Association of Senior Advocates (NAOSA) for additional guidance and support.

At NAOSA, we believe everyone deserves access to reliable information and ethical professionals they can trust.

**Make informed decisions. Protect your health. Choose trusted guidance.**

Read and order free Medicare Publications, eBooks and more.

10/26/2026

🚨 **SCAM ALERT: Beware of Election-Related Scams!**

With the 2026 midterm elections approaching, scammers are using fake political fundraising campaigns, phony merchandise sales, and fraudulent voter registration messages to steal money and personal information.

⚠️ **Watch out for these four scams:**

🔹 **Fake Political Fundraisers:** Scammers pretend to represent candidates or political action committees to steal donations.

🔹 **Guaranteed Investment Returns:** Criminals promise to turn political contributions into profits. Remember, political donations are NOT investments!

🔹 **Fake Campaign Merchandise:** Fraudulent websites take your money for political products that never arrive.

🔹 **Voter Registration Texts and Emails:** Messages claim you aren't registered and direct you to fake websites designed to steal your personal information.

🛡️ **PROTECT YOURSELF:**
✅ Never click suspicious links in unsolicited texts or emails.
✅ Verify political organizations before donating.
✅ Check your voter registration through official government resources.
✅ Never share sensitive personal information with unverified sources.
✅ Be alert to AI-generated voices and messages impersonating trusted people or organizations.

**Remember:** Scammers can make fake messages look and sound remarkably real. Take a moment to verify before you click, donate, or share personal information.

📢 Help protect older adults, family members, and friends by sharing this warning.

Learn more from the FBI's Internet Crime Complaint Center: https://www.ic3.gov/PSA/2026/PSA261015-3

**NAOSA — Helping consumers make informed decisions and avoid scams.**

10/23/2026

**Living Well Means Lifting Each Other Up. ❤️**

Aging well is about more than staying healthy. It’s about staying connected, feeling valued, and knowing someone cares.

This Friday, let’s recognize the family members, caregivers, and dedicated professionals who make a difference in the lives of older adults every day.

A kind word, a helping hand, or simply taking the time to listen can mean more than we realize.

**Let’s celebrate those who make life better for others.**

10/21/2026

**Before You Choose a Medicare Plan, Know What to Ask.**

Medicare decisions can be confusing, and the wrong choice can have a lasting impact on your healthcare and your finances.

Before enrolling in a plan, make sure you understand your coverage, costs, provider networks, and potential out-of-pocket expenses. And remember: not everyone offering advice has your best interests in mind.

At the National Association of Senior Advocates (NAOSA), we believe informed consumers make better decisions.

Our Medicare Insurance Consumer Guide is designed to help you ask the right questions, understand your options, and make more confident choices.

Our members are also expected to follow the NAOSA Gold Standards of Professional Practice™— because ethical business practices, transparency, and putting the consumer first matter.

**Do your homework. Ask questions. Make informed decisions.**

Learn more about our Consumer Guides at naosa.org.

10/19/2026

🚨 **SCAM ALERT: Don't Let Health Insurance Scammers Fool You!**

Open enrollment is a time to review your health coverage—but scammers are ready to take advantage.

The FTC warns that fake websites, misleading online ads, and look-alike government websites can trick you into buying a plan that isn't real or sharing sensitive personal information.

**Protect yourself with these simple steps:**

✅ Go directly to Medicare.gov or HealthCare.gov instead of clicking unfamiliar ads.

✅ Look for the “Ad” or “Sponsored” label in search results.

✅ Verify a website ends in .gov before sharing personal information.

✅ Take your time. Never let anyone pressure you into making a quick decision.

✅ Get help comparing plans from a trusted, official source.

**Remember: Stop. Slow Down. Verify.** A few extra minutes can protect your health information, your money, and your peace of mind.

🔗 Read the FTC's full consumer alert: https://consumer.ftc.gov/consumer-alerts/2026/09/what-know-ahead-open-enrollment-avoid-health-insurance-scams

📢 Share this post with an older adult, family member, or friend who may be reviewing their health coverage.

Health insurance scams happen year-round, but they pick up during Open Enrollment for Medicare and the Marketplace. If you’re looking to find a new plan, you might search online. But before you click on a search result, remember: scammers and dishonest businesses sometimes pay to appear at the top...

10/15/2026

10/12/2026

🚨 **SCAM ALERT: “SOMEONE TRIED TO OPEN A BANK ACCOUNT IN YOUR NAME!”**

You receive a phone call from someone claiming to be from your bank. They say someone tried to open an account using your identity.

They sound professional. They may even know your personal information.

Then they offer to “protect” your money or identity—but first, they need you to verify information, provide a security code, or move your money.

**STOP! This could be a scam.**

🚩 They ask for your password or verification code.
🚩 They tell you to transfer money to a “safe” account.
🚩 They pressure you to act immediately.
🚩 They tell you not to speak with anyone else.

🛑 **HANG UP.**
📞 **CALL YOUR BANK** using the number on your bank card or official statement.
🔎 **VERIFY** whether an account or application actually exists.

**Remember: Your bank will never need you to transfer money to a “safe account” to protect it.**

Share this warning with family and friends. A moment of caution can prevent a costly loss.

NAOSA – Protecting Consumers. Promoting Ethical Professionals.

10/09/2026

🌟 FRIDAY INSPIRATION

**Respect Means Letting Older Adults Have a Voice.**

Growing older shouldn't mean losing the right to make your own choices.

Every older adult deserves to be:

💙 Heard, not dismissed.
💙 Included, not overlooked.
💙 Respected, not talked down to.
💙 Supported, not controlled.

For professionals who serve older adults, remember: **helping someone doesn't mean taking away their independence.**

Sometimes, the greatest act of care is listening, offering support, and letting someone decide for themselves.

**Every person deserves dignity. Every voice deserves to be heard.**

Have a wonderful weekend!

NAOSA – Protecting Consumers. Promoting Ethical Professionals.