08/20/2026
DID YOU KNOW? — Michigan Auto Injury Education
Your PIP medical selection can affect the benefits available after a serious auto accident.
Choosing a lower PIP medical limit may reduce your premium, but it also means fewer PIP medical benefits may be available following a serious accident.
Catastrophic injuries can require care far beyond the emergency room—including skilled nursing, rehabilitation, therapy, attendant care, case management, medical equipment, and long-term support.
And health insurance does not necessarily replace all the benefits available through PIP.
Michigan drivers have several PIP medical coverage options, including Unlimited, $500,000 and $250,000, with additional limited options available to those who meet specific eligibility requirements.
Affordability matters—but so does understanding the protection you're choosing.
Review your PIP medical selection. If you're unsure what coverage you have or what it means, talk with your licensed insurance agent about your options.
At First Choice MVA, we believe education is part of advocacy.
Know your coverage. Understand your options. Protect your recovery.
For educational purposes only. Not legal or insurance advice. Coverage and eligibility depend on applicable Michigan law and individual policy terms.
