03/27/2026
🚗 Upcoming SGI Deductible Changes – Why Auto Pak Coverage Is Worth Considering
SGI has announced that starting January 1, 2027, Auto Fund deductibles will increase. The typical $700 deductible on Saskatchewan basic plate insurance will increase to $950, and most other vehicle deductibles will increase by about 20%.
These changes are being made because the cost of repairing and replacing vehicles continues to rise.
đź’ˇ What does this mean for drivers?
If you only have basic plate coverage, you could be responsible for almost $1,000 out of pocket if you have a claim.
That’s where Auto Pak additional insurance can really help.
With Auto Pak coverage you can get:
✔️ Lower deductibles (many policies offer $100–$250 options)
✔️ $0 deductible for wildlife collisions 🦌
✔️ Coverage for damage not included in basic plates
✔️ Better protection for newer or higher-value vehicles
✔️ Peace of mind knowing a claim won’t cost you nearly $1,000
Living in Saskatchewan, wildlife claims are common, and having $0 deductible for hitting a deer or other wildlife can make a big difference.
📩 If you’d like to review your current coverage or see what Auto Pak options might make sense for you, send me a message and I’d be happy to help!
Text 306-840-8234
Call 306-448-2219
Email : [email protected]