Christina Harrington - HealthMarkets Insurance

Christina Harrington - HealthMarkets Insurance Health • Life • Supplemental • Medicare | Licensed in PA & multiple states

Insurance, in human language. 💙

Helping individuals, families, self-employed & small business owners understand options and find coverage that actually makes sense. I’m a licensed Life & Health Insurance Agent with HealthMarkets, and alongside my fiancé Matt, we’re building this business together with a shared focus on education, honesty, and helping people feel confident in their insurance decisions. We help individuals, families, and small business owners understand, compare, and enroll in health, Medicare, life, and supplemental insurance — making sure coverage actually fits their life, needs, and budget. Insurance decisions often come during moments of change, which can make the process feel overwhelming. That’s why we take the time to listen, explain options in plain language, and guide you step-by-step so you feel supported every step of the way. This page is a place to learn, ask questions, and get clear, straightforward guidance — and when you’re ready, we’re here to help you choose and enroll in coverage with confidence. Whether you’re just starting to explore your options or ready to enroll, we’re here to help. Feel free to reach out with questions, start a conversation, or simply follow along — we’re glad you’re here.

🤍

08/31/2026

No one goes to a summer night market thinking, “You know what would make this night better? Insurance.”

Fair.

And honestly, we totally get it.

Matt and I spent our Wednesday nights this summer at the Telford Night Market, not to sell insurance, but to meet people, support local businesses, be part of the community, and become familiar faces if someone ever did need our help.

The kids came for the prize wheel. The dogs came for treats. We came for the people.

By the end of the summer, we were greeting people by name, saying hi to our new four-legged friends, and learning that kids take prize-wheel decisions very seriously.

Every once in a while, someone actually had an insurance question. We were happy to help.

The rest of the time, we were just happy to be there.

And on the last day of August, this feels like the right way to wrap up one of our favorite parts of the summer.

Thanks to everyone who stopped by, said hi, spun the wheel, brought a dog over to meet us, or just made us laugh.

See you next year, Telford!

If you’re getting close to 65 and suddenly everyone seems to have an opinion about what you should do for Medicare, this...
08/20/2026

If you’re getting close to 65 and suddenly everyone seems to have an opinion about what you should do for Medicare, this is for you.

Your neighbor loves their Medicare Advantage plan.

A friend tells you that you need a Medicare Supplement.

Someone else tells you never to choose Medicare Advantage.

Meanwhile, your mailbox is filling up with Medicare advertisements and you’re hearing Part A, Part B, Part C, Part D, Medigap...

It’s a lot.

And here’s what I wish more people knew before they started comparing plans:

There isn’t one Medicare option that’s “best” for everyone.

Before you worry about insurance companies and plan names, understand the two main ways you can receive your Medicare coverage.

You can stay with Original Medicare, or you can choose to receive your Medicare benefits through a Medicare Advantage plan, also called Part C.

Both are Medicare.

But they can work very differently when it comes to doctors, prescriptions, costs, travel, provider networks, and plan rules.

That’s why someone else’s Medicare recommendation can only tell you so much.

The plan your neighbor loves may make absolutely no sense for you.

They don’t necessarily have your doctors.

Your prescriptions.

Your budget.

Your health care needs.

Or your priorities.

That doesn’t make their choice wrong.

It means Medicare is personal.

Understand the two paths first. Then compare your options based on your life, not someone else’s opinion.

You don’t need to become a Medicare expert.

You just need enough information to understand what you’re choosing and feel confident asking the right questions.

Save this if Medicare is coming up for you, or share it with someone who’s getting close to 65. A little understanding before it’s time to make these decisions can make the whole process feel a lot less overwhelming. 🩵

Health care is complicated.
Understanding it shouldn’t be.

Insurance, in human language.

“I’d leave my job tomorrow if I didn’t need the health insurance.”Maybe you’ve thought it too.You want to start a busine...
08/18/2026

“I’d leave my job tomorrow if I didn’t need the health insurance.”

Maybe you’ve thought it too.

You want to start a business.

You want to take the business you’ve already built full-time.

You’ve outgrown your job.

You’re ready to retire.

But you need the health insurance.

So you stay.

Not necessarily because you want to.

Because the alternative feels too uncertain.

Even if you don’t love your employer plan, at least you know what you have. You know what comes out of your paycheck.

Walking away means figuring out something entirely new.

And when you don’t know what that will cost or what your options will be, staying can feel like the safer choice.

But I don’t want health insurance making that decision for you before you know what your options actually are.

Leaving an employer doesn’t automatically mean losing access to coverage.

Depending on your situation, you may have options through the Health Insurance Marketplace (Pennie.com in Pennsylvania or HealthCare.gov in most other states), a spouse’s plan, Medicare if you’re eligible, or another individual health insurance option.

Will there always be something cheaper or better?

No.

Sometimes there won’t be.

But there’s a big difference between choosing to stay after comparing your options and staying because you assumed you had none.

Find out first.

Then make the decision.

You don’t need to become an insurance expert.

You just need enough information to understand your options and decide what actually makes sense for you.

If the fear of losing your health insurance is keeping you in a job you’re ready to leave, holding you back from building something of your own, or making retirement feel out of reach, let’s find out what your options actually look like.

No assumptions. No pressure. Just information. 🩵

Health care is complicated.
Understanding it shouldn’t be.

Insurance, in human language.

A $2,000 deductible does not mean $2,000 is the most you could pay.You could still spend thousands more through copays a...
08/13/2026

A $2,000 deductible does not mean $2,000 is the most you could pay.

You could still spend thousands more through copays and coinsurance before your plan pays 100% of covered, in-network services.

The number that puts a limit on those costs is your out-of-pocket maximum.

Before choosing a health plan, compare all four:

1. Monthly premium
2. Deductible
3. Copays and coinsurance
4. Out-of-pocket maximum

Monthly premiums, out-of-network care, services your plan doesn’t cover, and charges above the plan’s allowed amount usually do not count toward that maximum. Your plan may list additional exceptions, so always confirm the details in the Summary of Benefits and Coverage.

Keep this guide handy for the next time you compare plans. One number alone never tells the whole story. If you want help understanding how the numbers work together, I’ll be here if you need me.

Tomorrow is your last chance to catch Matt and me at Telford Night Market this summer! 🎒💙It’s Back to School Night, and ...
08/11/2026

Tomorrow is your last chance to catch Matt and me at Telford Night Market this summer! 🎒💙

It’s Back to School Night, and we’ll be under the blue tent with our colorful spinning wheel and back to school prizes.

We’ve loved being part of the market this season, and we’d love to see you there one more time. Stop by between 5:30 and 8:30 p.m., say hello, and take a spin!

The market still has more dates this season. Tomorrow is simply our last night participating this summer.

📍 David S. Snook Community Building Lot
125 S. Hamilton St., Telford, PA

🗓 Wednesday, August 12
🕠 5:30 to 8:30 p.m.

Health care keeps getting more expensive.But the first price you see may not be your only option.Most people are expecte...
07/20/2026

Health care keeps getting more expensive.

But the first price you see may not be your only option.

Most people are expected to make important financial decisions about their care without anyone clearly explaining what is happening behind the scenes.

The same service can have different negotiated prices. A hospital-owned clinic may charge a separate facility fee.

Prescription discount tools such as GoodRx or Optum Perks, manufacturer copay programs, and a hospital’s Financial Assistance Policy may lower what you pay.

During Open Enrollment or after certain life changes, you may also be able to compare coverage through the Health Insurance Marketplace (Pennie.com in Pennsylvania or HealthCare.gov in most other states).

The problem is, many people are never shown where to find this information.

That is why I created this guide.

You do not need to become an insurance expert.

You need to know what to ask, what to compare, and where else to look before assuming you have to pay more.

Save this guide before you need it.

You may be glad you have it when the next bill, prescription, or enrollment decision arrives.

Which would help you most right now?

Understanding a medical bill, lowering a prescription price, or comparing health coverage?

🩵

Insurance Unfiltered

Helping you navigate health insurance with confidence.

Insurance, in human language.

Most insurance mail doesn’t look important.That’s why so many people throw it away.The problem is, some of those letters...
07/17/2026

Most insurance mail doesn’t look important.

That’s why so many people throw it away.

The problem is, some of those letters answer the exact questions you may not think to ask until months later.

I’ve lost count of how many conversations I’ve had that started with:

“I know I got something about this in the mail…I just don’t know where I put it.”

That moment usually comes when someone is already stressed.

They’re trying to find a doctor.

They’re filling a prescription.

They’re questioning a bill.

Or they’re dealing with something much bigger than insurance.

The last thing they need is to dig through months of paperwork, hoping they saved the right letter.

That’s why I created this post.

Not to tell you to keep every piece of insurance mail.

Just to help you recognize the few letters you’ll be glad you saved when you need them.

Because you don’t have to know everything about health insurance. You just need to know where to look and what matters when you need it most.

If this post helped you think, “I finally understand why these letters matter,” save it for later.

You never know when you’ll need it—or when you’ll be the person someone else turns to for help.

🩵

Insurance Unfiltered
We explain insurance before you need it.

Insurance, in human language.

Apparently the quickest way to become popular at a community event is to bring a prize wheel and a table full of squishi...
07/10/2026

Apparently the quickest way to become popular at a community event is to bring a prize wheel and a table full of squishies. 😂

We had such a fun night at the Telford Night Market celebrating Christmas in July! 🎄☀️ The prize wheel was a hit, the squishies disappeared quickly, and we loved catching up with familiar faces and meeting new ones.

The more events we do, the more I realize how much I love this part of growing our business, being out in the community, getting to know people, and becoming familiar faces you know you can turn to when you need help with insurance.

Thank you to everyone who made the night so much fun! 💙

Sometimes the best part of these events has nothing to do with insurance. ❤️It’s watching kids proudly show off their fi...
06/25/2026

Sometimes the best part of these events has nothing to do with insurance. ❤️

It’s watching kids proudly show off their finished coloring pages.

Meeting neighbors for the first time and catching up with familiar faces.

Seeing dogs stop by for a treat.

Sharing laughs, hearing stories, and being reminded what makes this community so special.

Thank you to everyone who spent a few minutes with us at the Telford Night Market. Whether you colored a badge, spun the prize wheel, grabbed a dog treat, or simply stopped to say hello, you helped make the evening one we’ll remember.

We’re so grateful to be building our business by building relationships first.

Already counting down to the next one. 🍦💙

🍦🚓 Calling all future Junior Ice Cream Officers! 🐾We’re bringing coloring badges, sweet surprises, and lots of smiles to...
06/24/2026

🍦🚓 Calling all future Junior Ice Cream Officers! 🐾

We’re bringing coloring badges, sweet surprises, and lots of smiles to the Telford Night Market tomorrow night!

Stop by our booth and let the kids:
⭐ Color their own Junior Ice Cream Officer badge
⭐ Complete a fun mission
⭐ Take the Officer Pledge
⭐ Earn a sweet surprise

While the kids are busy earning their official title, we’d love the chance to say hello, meet your family, and enjoy another fun night with our community.

We truly believe the best conversations start with a smile (and sometimes an ice cream cone 🍦❤️), and we can’t wait to catch up with familiar faces and meet a few new ones.

📍 Telford Night Market
📅 Wednesday, June 24
🕠 5:30–8:30 PM

If you’re planning to stop by, come say hi! We’d love to meet you. ❤️

Christina & Matt

Address

Souderton, PA
18964

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 2pm
Sunday 9am - 2pm

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